Flat
Postcode 75100, Melaka
RM92,701
RM89,787 — RM95,615
- Nearby sales
- 3 sales
- Built-up
- 750 sqft
- Per sqft
- RM124
- Issued
- 22 Aug 2026
Melaka · Leasehold · Printed 22 August 2026
How this was worked out
This is an estimate from 3 recorded sales of similar properties nearby, published by NAPIC. It is not a formal valuation and no one has inspected the property. Its condition, renovation, floor level and view are not in the figure. For a bank loan or any legal purpose, you need a licensed valuer.
- Tenure Adjustment −RM10k Leasehold discount relative to comparable mix
Sales it was compared against
Sizes differ between these properties, so the estimate works from psf rather than price.
| Date | Location | Type | Price | Size | Psf |
|---|---|---|---|---|---|
| Aug 2024 | Pengkalan Rama Flats (Lot 7), Melaka Tengah | Flat | RM90,000 | 743 sq ft | RM121 |
| Nov 2023 | Pengkalan Rama Flats (Lot 7), Melaka Tengah | Flat | RM102,000 | 743 sq ft | RM137 |
| Oct 2023 | Pengkalan Rama Flats (Lot 7), Melaka Tengah | Flat | RM128,000 | 743 sq ft | RM172 |
Flat Valuation in Postcode 75100
Free estimated market value for a Flat (750 sqft) based on real recent transactions nearby.
Flat
Postcode 75100, Melaka
RM92,701
RM89,787 — RM95,615
Nearby sales
3 sales
Built-up
750 sqft
Per sqft
RM124
Issued
22 Aug 2026
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Will a bank value this at RM92,701?
- Loan
- RM83,431
- Cash
- RM9,270
above this estimate — cash you pay on top of the deposit if the bank's valuer agrees with us.
This estimate is derived from the transacted prices of comparable Flat properties in Postcode 75100. When a housing loan is applied for, the bank appoints a registered valuer from its own panel, and it is that valuer's figure — known as the bank value, or nilai bank — against which financing is computed. Panel valuers assess the same evidence on a conservative basis, and the bank value commonly comes in below the asking price.
Financing is extended against the lower of the bank value and the price stated in the sale and purchase agreement (SPA). Where the valuation falls short, the difference — the differential sum — is payable in cash by the purchaser. Margin of financing is typically up to 90% for a first or second housing loan, and is generally capped at 70% from the third outstanding housing loan onwards.
This is a data-derived estimate based on recorded transactions and does not constitute a bank valuation. Only a valuer appointed by the financing bank can produce that figure, and the purchaser has no say in the appointment. How bank value and market value differ.
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What pushed the price up or down
Nearby sales we looked at
| Location | Type | Price | Size | Sold |
|---|---|---|---|---|
| PENGKALAN RAMA FLATS (LOT 7), Melaka Tengah | Flat | RM90k | 743 sqft | Aug 2024 |
| PENGKALAN RAMA FLATS (LOT 7), Melaka Tengah | Flat | RM102k | 743 sqft | Nov 2023 |
| PENGKALAN RAMA FLATS (LOT 7), Melaka Tengah | Flat | RM128k | 743 sqft | Oct 2023 |
It depends on how many similar homes have sold nearby. Our confidence rating tells you how much to trust the estimate — high confidence means lots of recent, consistent sales to compare against.
This tool is great for a quick estimate. For anything serious (selling, refinancing, legal), you should still get a professional valuer.
We use transaction records from JPPH (Jabatan Penilaian dan Perkhidmatan Harta), Malaysia’s official property valuation authority. Every stamped property transfer gets recorded there.
Our database has 500,023+ real sales and updates quarterly when JPPH publishes new data.
The median price you see on area pages is a simple middle value across all sales in that area — all types and sizes lumped together. It tells you what a typical sale looks like.
This estimate is personalised to your home: we filter by your property type, adjust for your size and floor, and correct for tenure. That’s why it’s usually more accurate for your home specifically.
Want the full method? Read how we calculate the estimate and where our transaction data comes from.
Data from JPPH (Jabatan Penilaian dan Perkhidmatan Harta). This estimate is for information only — not a substitute for a professional valuation.