Bungalow
Postcode 21080, Terengganu
RM321,797
RM309,565 — RM334,029
- Nearby sales
- 5 sales
- Built-up
- 4,300 sqft
- Per sqft
- RM75
- Issued
- 24 Aug 2026
Terengganu · Leasehold · Printed 24 August 2026
How this was worked out
This is an estimate from 5 recorded sales of similar properties nearby, published by NAPIC. It is not a formal valuation and no one has inspected the property. Its condition, renovation, floor level and view are not in the figure. For a bank loan or any legal purpose, you need a licensed valuer.
- Tenure Adjustment −RM28k Leasehold discount relative to comparable mix
- Market Trend −RM2k Declining price trend
Sales it was compared against
Sizes differ between these properties, so the estimate works from psf rather than price.
| Date | Location | Type | Price | Size | Psf |
|---|---|---|---|---|---|
| Feb 2025 | Bukit Besar, Kuala Terengganu | Detached | RM350,000 | 4,273 sq ft | RM82 |
| Sep 2024 | Bukit Besar, Kuala Terengganu | Detached | RM480,000 | 4,359 sq ft | RM110 |
| Dec 2023 | Bukit Besar, Kuala Terengganu | Detached | RM410,000 | 4,123 sq ft | RM99 |
| Dec 2023 | Bukit Besar, Kuala Terengganu | Detached | RM400,000 | 5,199 sq ft | RM77 |
| Nov 2023 | Bukit Besar, Kuala Terengganu | Detached | RM260,000 | 4,241 sq ft | RM61 |
Bungalow Valuation in Postcode 21080
Free estimated market value for a Bungalow (4,300 sqft) based on real recent transactions nearby.
Bungalow
Postcode 21080, Terengganu
RM321,797
RM309,565 — RM334,029
Nearby sales
5 sales
Built-up
4,300 sqft
Per sqft
RM75
Issued
23 Aug 2026
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Will a bank value this at RM321,797?
- Loan
- RM289,617
- Cash
- RM32,180
above this estimate — cash you pay on top of the deposit if the bank's valuer agrees with us.
This estimate is derived from the transacted prices of comparable Bungalow properties in Postcode 21080. When a housing loan is applied for, the bank appoints a registered valuer from its own panel, and it is that valuer's figure — known as the bank value, or nilai bank — against which financing is computed. Panel valuers assess the same evidence on a conservative basis, and the bank value commonly comes in below the asking price.
Financing is extended against the lower of the bank value and the price stated in the sale and purchase agreement (SPA). Where the valuation falls short, the difference — the differential sum — is payable in cash by the purchaser. Margin of financing is typically up to 90% for a first or second housing loan, and is generally capped at 70% from the third outstanding housing loan onwards.
This is a data-derived estimate based on recorded transactions and does not constitute a bank valuation. Only a valuer appointed by the financing bank can produce that figure, and the purchaser has no say in the appointment. How bank value and market value differ.
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What pushed the price up or down
Nearby sales we looked at
| Location | Type | Price | Size | Sold |
|---|---|---|---|---|
| BUKIT BESAR, Kuala Terengganu | Detached | RM350k | 4,273 sqft | Feb 2025 |
| BUKIT BESAR, Kuala Terengganu | Detached | RM480k | 4,359 sqft | Sep 2024 |
| BUKIT BESAR, Kuala Terengganu | Detached | RM410k | 4,123 sqft | Dec 2023 |
| BUKIT BESAR, Kuala Terengganu | Detached | RM400k | 5,199 sqft | Dec 2023 |
| BUKIT BESAR, Kuala Terengganu | Detached | RM260k | 4,241 sqft | Nov 2023 |
It depends on how many similar homes have sold nearby. Our confidence rating tells you how much to trust the estimate — high confidence means lots of recent, consistent sales to compare against.
This tool is great for a quick estimate. For anything serious (selling, refinancing, legal), you should still get a professional valuer.
We use transaction records from JPPH (Jabatan Penilaian dan Perkhidmatan Harta), Malaysia’s official property valuation authority. Every stamped property transfer gets recorded there.
Our database has 500,023+ real sales and updates quarterly when JPPH publishes new data.
The median price you see on area pages is a simple middle value across all sales in that area — all types and sizes lumped together. It tells you what a typical sale looks like.
This estimate is personalised to your home: we filter by your property type, adjust for your size and floor, and correct for tenure. That’s why it’s usually more accurate for your home specifically.
Want the full method? Read how we calculate the estimate and where our transaction data comes from.
Data from JPPH (Jabatan Penilaian dan Perkhidmatan Harta). This estimate is for information only — not a substitute for a professional valuation.